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# Rulon T Burton

Utah Bankruptcy Attorneys

## Sitemaps

- [XML Sitemap](https://rulontburton.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://rulontburton.com/blog/) - Blog articles regarding foreclosure and bankruptcy, etc. with useful information for clients when considering a legal action.
- [Five Questions You Should Ask a Utah Bankruptcy Lawyer Before Filing Your Case](https://rulontburton.com/five-questions-you-should-ask-a-utah-bankruptcy-lawyer-before-filing-your-case/) - Considering filing for debt relief? Here are five critical questions you must ask a Utah bankruptcy lawyer to protect your assets and future.
- [5 Things You Didn’t Realize Are Draining Your Wallet](https://rulontburton.com/unexpected-budget-drains/) - Discover common unexpected budget drains and practical ways to manage them before they impact your financial stability and long-term goals.
- [5 Financial Rules of Thumb that Can Keep You Out of Debt](https://rulontburton.com/5-financial-rules-for-debt/) - Some methods for staying out of debt have stood the test of time. Here is a look at 5 techniques that can help you maintain stronger financial stability.
- [Navigating the Storm: Understanding Utah IRS Levies and How Bankruptcy Can Help](https://rulontburton.com/navigating-the-storm-understanding-utah-irs-levies-and-how-bankruptcy-can-help/) - Facing an IRS levy in Utah can feel like a financial tsunami. Suddenly, your bank accounts are frozen, your wages are garnished, and your peace of mind is shattered. It's a daunting situation, but it's crucial to remember you're not alone and there are avenues for relief. At Rulon T. Burton, we understand the stress
- [Stop Foreclosure Utah: Exploring Your Options Beyond Bankruptcy](https://rulontburton.com/stop-foreclosure-utah-exploring-your-options-beyond-bankruptcy/) - Learn about effective ways to stop foreclosure in Utah without filing for bankruptcy. Understand your rights and the solutions available to homeowners.
- [Protecting Your Assets: A Guide to Utah Bankruptcy Exemptions](https://rulontburton.com/protecting-your-assets-a-guide-to-utah-bankruptcy-exemptions/) - Discover which assets may be protected under Utah bankruptcy exemptions and how understanding these laws can help you make informed financial decisions.
- [What Does Workers’ Compensation Cover?](https://rulontburton.com/what-workers-comp-covers/) - Learn what workers' compensation covers, including medical expenses, lost wages, rehabilitation, and other benefits available after a workplace injury.
- [3 Easy Financial Resolutions You Can Actually Keep](https://rulontburton.com/easy-financial-resolutions/) - Start the year with easy financial resolutions that help you reduce debt, improve budgeting, and build healthier financial habits for long-term success.
- [Why Do I Need a Worker’s Comp Attorney?](https://rulontburton.com/why-workers-comp-attorney/) - Have you recently incurred an injury or illness at the workplace? Here is a look at how workers' compensation can help you get the compensation you deserve.
- [Bankruptcy and Divorce: Which Should I File First?](https://rulontburton.com/bankruptcy-divorce-which-first/) - Are you facing the prospects of both bankruptcy and divorce? Here are the advantages of filing for bankruptcy before divorce—and divorce before bankruptcy.
- [Facing Foreclosure in Utah? How to Stop It and Keep Your Home](https://rulontburton.com/foreclosure/) - Learn how experienced foreclosure attorneys can help you navigate the legal process, explore available solutions, and work to protect your home.
- [Finding Harassment Relief: How the Automatic Stay Stops Creditor Calls Immediately](https://rulontburton.com/finding-harassment-relief-how-the-automatic-stay-stops-creditor-calls-immediately/) - Tired of relentless collection calls? Learn how the automatic stay provides immediate harassment relief the moment you file for bankruptcy protection.
- [Protecting Your Wages: Understanding Your Rights Against Garnishments](https://rulontburton.com/protecting-your-wages-understanding-your-rights-against-garnishments/) - Are garnishments threatening your financial stability? Learn how Utah law and bankruptcy can stop wage withholding and protect your paycheck today.
- [Chapter 7 vs. Chapter 13 Bankruptcy](https://rulontburton.com/chapter-7-vs-13-bankruptcy/) - Learn the key differences between Chapter 7 and Chapter 13 bankruptcy in Utah, including costs, timelines, and which option may fit your situation best.
- [The Right Advocate: Why You Need an Experienced Foreclosure Lawyer](https://rulontburton.com/the-right-advocate-why-you-need-an-experienced-foreclosure-lawyer/) - Facing a home loss? Learn why hiring an experienced foreclosure lawyer is your best defense. Rulon T. Burton & Associates helps Utah homeowners stay home.
- [Achieving Debt Relief: A Comprehensive Look at Utah Bankruptcy](https://rulontburton.com/achieving-debt-relief-a-comprehensive-look-at-utah-bankruptcy/) - Explore debt relief options with our guide to Utah bankruptcy. Learn how Chapter 7 and 13 can stop garnishments and protect your assets. Call Rulon T. Burton.
- [Stop Foreclosure in Utah: Exploring Your Options Beyond Bankruptcy](https://rulontburton.com/stop-foreclosure-in-utah-exploring-your-options-beyond-bankruptcy/) - Facing foreclosure in Utah? Discover effective ways to save your home without filing for bankruptcy. Explore loan modifications, short sales, and legal advice.
- [Facing Property Foreclosure: Key Steps to Take Immediately](https://rulontburton.com/facing-property-foreclosure-key-steps-to-take-immediately/) - Facing property foreclosure in Utah? Learn the critical steps to stop sales, understand legal timelines, and save your home with Rulon T. Burton & Associates.
- [Is Chapter 7 Right for You? Consulting a Dedicated Chapter 7 Lawyer](https://rulontburton.com/is-chapter-7-right-for-you-consulting-a-dedicated-chapter-7-lawyer/) - Consult with a dedicated Chapter 7 lawyer at Rulon T. Burton & Associates to wipe out debt and get a fresh start. Learn if this option is right for you.
- [Help When You're in Real Financial Trouble](https://rulontburton.com/help-when-youre-in-real-financial-trouble/) - It can be hard to know just how serious your financial troubles are. We all suffer minor setbacks on occasion, but what are the signs that it’s something more, and how can you overcome it? As trusted divorce and bankruptcy lawyers in Utah, we want you to know you have options. You’re probably familiar with
- [Inflation Woes: 2022 Financial Outlook](https://rulontburton.com/inflation-woes-2022-financial-outlook/) - SLC Chapter 13 attorney Rulon T. Burton and Associates understands the value of every dollar. As a firm that is familiar with filing bankruptcy in Utah, we have some insight into what the financial outlook is for 2022. Inflation affects the value of money; when the cost of goods steadily increases or inflates, money loses
- [Identity Theft and Bankruptcy](https://rulontburton.com/identity-theft-and-bankruptcy/) - With so much of our lives being carried out online these days, identity theft is a plausible threat to many of us. But, are you responsible for what happens to your credit in the event someone steals your personal information? One of the most common ways your identity is stolen is via a data breach.
- [Applying for College During Bankruptcy](https://rulontburton.com/applying-for-college-during-bankruptcy/) - Can you apply for student loans or financial aid in the midst of a bankruptcy filing? Filing for bankruptcy can have an impact on many aspects of your life but it doesn’t have to keep you or a family member from being eligible for financial assistance when applying for college. The Good News Anti-discrimination rules
- [Typical Custody Arrangements in Utah](https://rulontburton.com/typical-custody-arrangements-in-utah/) - A Utah family and divorce lawyer will be the first to tell you that there is a lot to know when it comes to custody. Here are some of the basics.
- [Smart Ways to Use Your Tax Refund](https://rulontburton.com/smart-ways-to-use-your-tax-refund/) - The first tip when it comes to your tax refund is: Don’t spend it before you get it! There’s no guarantee that you’ll get the amount you expect, so it’s better to wait until after tax day to make your plans. Investing vs Paying Off Debt If you aren’t sure whether you should invest your
- [Making the Right Decisions During Difficult Financial Times](https://rulontburton.com/making-the-right-decisions-during-difficult-financial-times/) - If you’re already buying generic goods at the grocery store, making your daily coffee at home, and skimping on luxuries what else can you do to protect your savings and your credit? We all know the standard financial advice: make a budget, cut nonessentials, and don’t rely on credit cards to pay your bills. But
- [How Bankruptcy Can Stop Foreclosure](https://rulontburton.com/how-bankruptcy-can-stop-foreclosure/) - Learn how Chapter 13 and Chapter 7 bankruptcy give homeowners additional options to preventing or dealing with foreclosure.
- [History of Divorce Around the World](https://rulontburton.com/history-of-divorce-around-the-world/) - It seems that in almost every pivotal political change, we look first to the ancient Rome and Greek cultures to see how they dealt with similar issues and what were the results. On the subject of divorce, the Roman saying was, "matrimonia debent esse libera", meaning that "marriages ought to be free". While this would
- [Utah Bankruptcy Trends and Statistics](https://rulontburton.com/utah-bankruptcy-trends-and-statistics/) - Over the past few years, bankruptcy filings in both Utah and the United States have risen due to the recent economic downturn.
- [What You Need to Know About Utah Repossession Laws and Your Rights](https://rulontburton.com/what-you-need-to-know-about-utah-repossession-laws-and-your-rights/) - Understand Utah repossession laws to regain control. Learn your consumer protections to stop a repossession or get your property back after missed payments.
- [Protecting Your Home: Expertise from a Utah Foreclosure Attorney](https://rulontburton.com/protecting-your-home-expertise-from-a-utah-foreclosure-attorney/) - Work with an experienced Utah foreclosure attorney to navigate debt relief and save your home. Rulon T. Burton & Associates helps you protect your property.
- [Differences between Chapter 7 and Chapter 13 Bankruptcy](https://rulontburton.com/chapter-7-vs-chapter-13-bankruptcy/) - There are two options for personal bankruptcy: Chapter 7 and Chapter 13. Learn the differences between them and some of the factors to consider.
- [Benefits of Bankruptcy for Seniors](https://rulontburton.com/benefits-bankruptcy-seniors/) - Bankruptcy is increasingly common among the elderly population. Here is a look at bankruptcy benefits specifically for seniors.
- [Zero Down Bankruptcy](https://rulontburton.com/zero-down-bankruptcy/) - Zero down bankruptcy sounds almost too good to be true and in many cases it is. Be careful not to get scammed and call the Utah Bankruptcy Attorneys now!
- [Should I Hire a Bankruptcy Attorney?](https://rulontburton.com/should-i-hire-a-bankruptcy-attorney/) - Is it a good idea to hire a bankruptcy lawyer? How will it help me with my case? Find out here. Call an attorney at Rulon T Burton & Associates in Utah today!
- [What is Low Cost Bankruptcy?](https://rulontburton.com/what-is-low-cost-bankruptcy/) - Not all bankruptcy deals are created equal. Read here for information about what to look for in low cost bankruptcy plans in Utah. Let us help today!
- [Understanding the Process: A Guide to the Utah Bankruptcy Courts](https://rulontburton.com/understanding-the-process-a-guide-to-the-utah-bankruptcy-courts/) - Understanding how the Utah bankruptcy courts operate, their locations, and the procedural requirements can help you regain control of your financial future.
- [Stop the Sale: Essential Utah Foreclosure Help You Need Now](https://rulontburton.com/stop-the-sale-essential-utah-foreclosure-help-you-need-now/) - If you've fallen behind on your mortgage, you're likely searching for Utah foreclosure help that provides more than just vague advice—but a concrete strategy.
- [The Dos & Don’ts of Divorce](https://rulontburton.com/the-dos-donts-of-divorce/) - Divorce is never easy, but there are certain things you can do to make the process as smooth as possible. Here are some dos and don’ts to keep in mind during your divorce, so you get what you deserve in the end and don’t have to deal with any extra stress in the meantime: Do…
- [Leading Causes of Bankruptcy in the U.S.](https://rulontburton.com/leading-causes-of-bankruptcy-in-the-u-s/) - Wondering what most commonly sends Americans in debt? Here is a brief list of today's leading causes of bankruptcy.
- [How to Host an Inexpensive Thanksgiving](https://rulontburton.com/how-to-host-an-inexpensive-thanksgiving/) - Learn Tips and Tricks on hosting a Thanksgiving dinner without breaking the bank!
- [2 Ways to Save Money During the Holidays](https://rulontburton.com/2-ways-to-save-money-during-the-holidays/) - The holidays are a beautiful, fun, and enjoyable time of the year. Unfortunately, the holiday season can also be an incredibly stressful time of the year
- [2 More Ways to Save Money During the Holidays](https://rulontburton.com/2-more-ways-to-save-money-during-the-holidays/) - Although a generally joyful time of the year, the holidays are also often a very stressful time of the year. Strained relationships and small budgets are just
- [The Last 2 Ways to Save During the Holidays](https://rulontburton.com/the-last-2-ways-to-save-during-the-holidays/) - We’ve talked a little bit about the ways to save during the holiday season already this month. The good news is that there are so many different ways that you
- [New Year, No Debt](https://rulontburton.com/new-year-no-debt/) - Although the holidays are a happy season, filled with joy, it’s also a stressful season. By the time the end of December rolls around, your wallet may be hurting
- [3 Ways to Trim Your Budget For The New Year](https://rulontburton.com/3-ways-to-trim-your-budget-for-the-new-year/) - The new year always brings a lot of changes with it. It’s an opportunity for growth and self improvement. Think what you will about new year resolutions, but it
- [Student Loans and Bankruptcy](https://rulontburton.com/student-loans-and-bankruptcy/) - Chances are that you or someone you know is drowning in student loan debt. It often reaches such an unmanageable point, that you start asking whether or not student loan debt can be discharged in bankruptcy. The short answer? No. However, that doesn’t mean all hope is lost.
- [Does Filing For Bankruptcy Ruin Your Life?](https://rulontburton.com/does-filing-for-bankruptcy-ruin-your-life/) - A very common fear when it comes to filing for bankruptcy, is the question of whether or not filing will ruin your life. That may seem a bit dramatic, but
- [Financial Goals for The New Year](https://rulontburton.com/financial-goals-for-the-new-year/) - It’s a new year, and there’s something about the beginning of a fresh, new year that makes you excited about setting goals. It’s like every 12 months,
- [What You Need To Know About Bankruptcy](https://rulontburton.com/what-you-need-to-know-about-bankruptcy/) - Stuck in a bad financial place, and contemplating whether or not filing for bankruptcy is the right path to take? The reality for so many adults, is that their
- [Facing Foreclosure - What You Can Do](https://rulontburton.com/facing-foreclosure-what-you-can-do/) - One of the sad side effects of facing bankruptcy, is watching the things around you being taken away. A common aspect of bankruptcy, or leading up to bankruptcy
- [Summer Vacation Isn't Worth Going Bankrupt](https://rulontburton.com/summer-vacation-isnt-worth-going-bankrupt/) - How many of us tend to live outside our means from time to time? Most of us do. It’s easy to just put a large purchase on your credit card, telling yourself
- [Keeping a Budget During the Holidays](https://rulontburton.com/keeping-a-budget-during-the-holidays/) - The holidays can be a stressful time but budgeting correctly throughout the year will make it so you can enjoy the holidays without going into debt.
- [Can You Dispute Your Credit Report?](https://rulontburton.com/can-you-dispute-your-credit-report/) - Have you ever checked your credit report and been incredibly surprised by what you see? Whether it’s just that you expected your credit score to be higher, or
- [Unique Benefits of a Chapter 13 Bankruptcy](https://rulontburton.com/unique-benefits-of-a-chapter-13-bankruptcy/) - Our attorneys are well versed in Chapter 13 and Chapter 7 bankruptcies and will help determine which one to file for depending on you and your situation.
- [Budgeting in the New Year to Avoid Long Term Financial Trouble](https://rulontburton.com/budgeting-in-the-new-year-to-avoid-long-term-financial-trouble/) - If bankruptcy feels close, make small changes in your money spending habits to make great strides when it comes to paying down debts and rebuilding savings
- [Improving Your Credit Score After Bankruptcy](https://rulontburton.com/improving-your-credit-score-after-bankruptcy/) - Now that you have filed for bankruptcy it is important to start rebuilding your credit. We have three things to do after filing to help get your credit score up
- [Five Stages of Foreclosure](https://rulontburton.com/five-stages-of-foreclosure/) - Do you know what to expect when it comes to the foreclosure of your home? How long before it goes to the bank or just the process? We'll help you understand.
- [Budgeting Tips to Get Out of Debt](https://rulontburton.com/budgeting-tips-to-get-out-of-debt/) - Debt is something that plagues almost all of us, in one form or another. Whether it’s just a mortgage or car payment, or credit card debt that is weighing you down
- [4 Tips for Getting Out of Debt](https://rulontburton.com/4-tips-for-getting-out-of-debt/) - Large or small, debt can be crippling. However, learning some basic financial management rules can protect you from the stresses and challenges of debt.
- [Are You Eligible for Worker's Compensation?](https://rulontburton.com/are-you-eligible-for-workers-compensation/) - Even in a low-risk job, there’s always a possibility that you could become injured or fall ill as a result of your job.
- [Can Filing For Bankruptcy Help With Medical Bills?](https://rulontburton.com/can-filing-for-bankruptcy-help-with-medical-bills/) - Most of us have been in a situation where we avoid going to the hospital much too long, because we are afraid of the hefty medical bill that will follow. Similarly, we all know that sinking feeling when you get a bill in the mail, and you realize it’s from the hospital.
- [How to Know if It's Time to File for Bankruptcy](https://rulontburton.com/how-to-know-if-its-time-to-file-for-bankruptcy/) - There’s a good reason that bankruptcy is often referred to as the nuclear option. Filing for bankruptcy can have an array of consequences, aside from the freedom from debt that comes along with bankruptcy.
- [Bankruptcy and Your Credit](https://rulontburton.com/bankruptcy-and-your-credit-2/) - For those currently struggling under the weight of money problems, the old adage feels particularly salient: “a hundredfold of worry will not pay an ounce of debt.” Unfortunately, many of these people are afraid to declare bankruptcy because they are unsure about what it will mean for their future finances, credit score, and on a
- [The 411 on Debt Collectors](https://rulontburton.com/the-411-on-debt-collectors/) - Wherever money is owed, there is an individual or institution pursuing the debtor for payment. Here are some additional insights from your qualified bankruptcy experts.
- [What Are Short Term Disability Benefits?](https://rulontburton.com/what-are-short-term-disability-benefits/) - If you’re sick or injured from a non-work related incident, you may want to speak to your Human Resources representative about Short Term Disability benefits.
- [Ashley Madison Hack: All You Need to Know](https://rulontburton.com/ashley-madison-hack-all-you-need-to-know/) - What was the Ashley Madison Hack? How does that affect users of the site? Read here for all you need to know about Ashley Madison and the Impact Team's Hack.
- [Your Life After Bankruptcy](https://rulontburton.com/life-after-bankruptcy-2/) - So, you’ve filed for bankruptcy. Now what? A lot of people who file for bankruptcy put so much time and energy into the actual act of filing for bankruptcy that, once they’ve filed, they’re just not sure what to do. It’s hard to plan for life after you’ve filed, because it can be hard to imagine
- [Dating on a Budget](https://rulontburton.com/dating-on-a-budget/) - Learn how to go on fun, meaningful dates without breaking the bank
- [Bankruptcy With the Stars - Part 2](https://rulontburton.com/bankruptcy-with-the-stars-part-2/) - From business tycoons to prize fighters learn how these celebrities went through bankruptcy and bounced back to success.
- [Understanding Utah Foreclosure Law](https://rulontburton.com/understanding-utah-foreclosure-law/) - Understand Utah's foreclosure laws can help protect you from the unfortunate realities of foreclosure and keep you and your home safe from legal action.
- [Analyzing Utah Bankruptcy Filings: Trends and What They Mean for You](https://rulontburton.com/analyzing-utah-bankruptcy-filings-trends-and-what-they-mean-for-you/) - Understanding the Utah bankruptcy filings trends isn’t just for economists or data analysts; it is a vital tool for anyone navigating financial uncertainty.
- [Navigating Financial Fresh Starts: Your Guide from a Utah Bankruptcy Attorney](https://rulontburton.com/navigating-financial-fresh-starts-your-guide-from-a-utah-bankruptcy-attorney/) - Seeking the counsel of a Utah bankruptcy attorney allows residents to stop the cycle of debt and reclaim their future through structured legal protections.
- [Types of Divorce Part 1](https://rulontburton.com/types-of-divorce/) - A divorce is a divorce, right? Well, according to legal practice in Utah and other states, there are actually a number of different types of divorces. With custody and/or the division of property involved in most divorces, there are many factors to be considered in the judge’s verdict. Here are the basic categories a Utah
- [Chapter 13 Bankruptcy Rules in Utah](https://rulontburton.com/chapter-13-bankruptcy-rules-in-utah/) - Discover key Chapter 13 bankruptcy rules in Utah. Explore eligibility, process, benefits, and vital insights for a successful debt resolution journey.
- [Economic Shutdown and Bankruptcy](https://rulontburton.com/economic-shutdown-and-bankruptcy/) - It's no secret that financial struggle will continue to follow the wake of this year's economic struggle, though bankruptcy data may not show it for while.
- [When to Get a Chapter 7 Lawyer](https://rulontburton.com/when-to-get-a-chapter-7-lawyer/) - Facing financial struggles? Learn when you need to involve a chapter 7 bankruptcy lawyer, and how one can help protect your rights and assets.
- [How Often Can You File Bankruptcy in Utah?](https://rulontburton.com/how-often-can-you-file-bankruptcy-in-utah/) - Understand the legal frequency for filing bankruptcy in Utah. This article clarifies regulations and timeframes for individuals considering bankruptcy.
- [How Chapter 13 Bankruptcy Works Part 1](https://rulontburton.com/how-chapter-13-bankruptcy-works-part-1/) - In order to prepare to file a chapter 13 bankruptcy, the debtor must begin by gathering together several documents. These items will be presented with the filing of the petition. Starting with the schedule of assets and liabilities, the debtor must completely and accurately list all debts and assets to establish an overall financial picture.
- [Eligibility Factors for Chapter 13 Bankruptcy](https://rulontburton.com/eligibility-factors-for-chapter-13-bankruptcy/) - Chapter 7 bankruptcies are typically only for debtors of lower incomes. But chapter 13 bankruptcy is an option for most individuals of any economic status. The unsecured debts (credit cards, personal loans) of the filer need to be less than $360,475 while the secured debt (home, autos, etc.) must be under $1,081,400. Every now and
- [How Chapter 13 Bankruptcy Works Part 2](https://rulontburton.com/how-chapter-13-bankruptcy-works-part-2/) - As soon as the chapter 13 bankruptcy is filed, all collection actions by creditors are effectively stopped, while the case is reviewed. This includes wage garnishing, collection calls, and even lawsuits. This is the case even if these activities are already in progress. Co-signors are also protected by this stay in collection actions. As long
- [The Chapter 13 Bankruptcy Repayment Plan](https://rulontburton.com/the-chapter-13-bankruptcy-repayment-plan/) - In chapter 13, unlike chapter 7, the goal is to allow the debtor enough time to repay debts, usually with smaller payments than in prior agreed upon terms. A chapter 13, for example, can effectively cease the beginnings of a foreclosure process with the debtor presenting a repayment plan that shows how he or she
- [Sharing Child Custody During the Summer](https://rulontburton.com/sharing-child-custody-during-the-summer/) - Custody arrangements may vary from family to family, but there are some basic options if you’re in Utah. You can find more information on our blog HERE, and today we’ll look at some of the options for child custody arrangements during the summer. Is Custody the Same Year-Round? If you’re fortunate enough to have a
- [How a Family Law Attorney Can Help You](https://rulontburton.com/how-a-family-law-attorney-can-help-you/) - When you are facing complex family law issues like child custody, divorce, or adoption, an experienced attorney can guide you through the process. Here's how.
- [Earn Extra Money for Holiday Gifts](https://rulontburton.com/ways-earn-extra-money/) - Looking for some extra spending money this holiday season? Here are some easy tips for earning some extra income.
- [Tips for Saving Up for Major Expenses](https://rulontburton.com/tips-for-saving-up-for-major-expenses/) - When finances are dwindling, it can be hard to imagine saving up for a major expense, such as a new kitchen appliance, new car, or travel expenses. Yet sometimes these expenses do become necessary, and sometimes there simply is something you want to make it a goal to save up for. Saving up for major
- [Navigating the Bankruptcy Court Utah: A Step-by-Step Guide](https://rulontburton.com/navigating-the-bankruptcy-court-utah-a-step-by-step-guide/) - The key is understanding the process, especially when dealing with the specific requirements and proceedings of the bankruptcy court in Utah.
- [Asset Protection Strategies in Utah: A Pre-Bankruptcy Guide for High-Net-Worth Individuals](https://rulontburton.com/asset-protection-strategies-in-utah-a-pre-bankruptcy-guide-for-high-net-worth-individuals/) - At Rulon T. Burton, we are dedicated to helping our clients navigate the complexities of bankruptcy and asset protection.
- [Tax Implications of Bankruptcy in Utah: A Guide for Individuals and Businesses](https://rulontburton.com/tax-implications-of-bankruptcy-in-utah-a-guide-for-individuals-and-businesses/) - While bankruptcy can be a lifeline for those facing financial hardship, it's crucial to understand the potential tax implications before proceeding.
- [5 Key Things To Look For In A Bankruptcy Attorney ](https://rulontburton.com/5-key-things-to-look-for-in-a-bankruptcy-attorney/) - Bankruptcy can be stressful, so it's wise to have an attorney on your side. Here are 5 key factors to look for in order to find the best lawyer for the job.
- [How Is Chapter 13 Bankruptcy Actually Funded?](https://rulontburton.com/how-is-chapter-13-bankruptcy-actually-funded/) - Filing for bankruptcy can be confusing. Here's how you actually pay back what you owe with a Chapter 13 bankruptcy, and what that means for your assets.
- [Key Factors to Get Your Bankruptcy Filing Approved](https://rulontburton.com/key-factors-to-get-your-bankruptcy-filing-approved/) - Bankruptcy can be overwhelming. But when you go in knowing the key factors that lead to a bankruptcy approval, you can have significantly more peace of mind.
- [The Pros and Cons of Filing for Bankruptcy](https://rulontburton.com/the-pros-and-cons-of-filing-for-bankruptcy/) - Filing for bankruptcy is a difficult financial decision to make. Before you decide to file, take a look at the pros and cons along with alternatives to filing.
- [How to Rebuild Your Credit After Filing for Bankruptcy](https://rulontburton.com/how-to-rebuild-your-credit-after-filing-for-bankruptcy/) - Filing for bankruptcy can be an overwhelming experience. But with these tips on how to rebuild your credit, you'll be able to bounce back financially.
- [What Does It Cost to File Bankruptcy in Utah?](https://rulontburton.com/what-does-it-cost-to-file-bankruptcy-in-utah/) - Understand the costs involved in filing for bankruptcy in Utah. This article provides a detailed breakdown of fees, legal expenses, & financial considerations.
- [Understanding Utah Child Support Laws](https://rulontburton.com/understanding-utah-child-support-laws/) - If you're going through a divorce and have children, it's important to understand the child support laws in Utah. This guide will help you get started.
- [10 Questions to Ask a Divorce Attorney](https://rulontburton.com/10-questions-to-ask-a-divorce-attorney/) - Although divorce happens often, it’s still a stressful and life-altering experience. Even if you go through more than one divorce, there can be a lot of uncertainty throughout the process. If you need to hire a divorce attorney in Utah, here are some questions to ask. 1. Do You Specialize in Divorce? Since there are
- [How To Protect Yourself and Your Children During A Divorce](https://rulontburton.com/how-to-protect-yourself-and-your-children-during-a-divorce/) - Dealing with divorce can be difficult! Untangling your life from your separated spouse can elicit unease, especially if you have to wonder about the welfare of yourself or your children. In order to eliminate unnecessary pain and protect your physical body, personal property, prosperity, and parenting permissions from potential pitfalls, take these precautions! Safety If
- [History of Divorce in the U.S.](https://rulontburton.com/history-of-divorce-in-the-u-s/) - In early United States history, divorce was considered a matter of religious consideration and importance. As marriage was considered a binding lifelong contract, the very idea of divorce was rejected by most religious sects from colonial life and beyond. Eventually, following the Reformation, the non-Catholic regions began to recognize divorce as more of a civil
- [U.S. Bankruptcy History Part 1](https://rulontburton.com/u-s-bankruptcy-history-part-1/) - In the United States bankruptcies have only been available off and on and under specific conditions since 1800. Before that there were no options for a debtor who could not pay but prison and other punishments. While the first bankruptcy law was put into place in 1800, it was only in response to land speculation
- [Discharging Taxes Through Bankruptcy](https://rulontburton.com/discharging-taxes-through-bankruptcy/) - When you file for bankruptcy, there are some debts that can't be discharged, like your taxes. Learn about the exception to this rule.
- [Top Causes of Personal Bankruptcy](https://rulontburton.com/top-causes-of-personal-bankruptcy/) - Studies have shown that the top causes of personal bankruptcy include medical expenses, job loss, and excessive debt.
- [Secured VS. Unsecured Debt](https://rulontburton.com/secured-vs-unsecured-debt/) - Knowing the differences between secured and unsecured debt can help you manage your finances and prioritize your debts.
- [Non-Dischargeable Debts](https://rulontburton.com/non-dischargeable-debts/) - Bankruptcy grants relief from most debts, but there are certain debts that are non-dischargeable which the person must continue to pay.
- [Creditor Harassment](https://rulontburton.com/creditor-harassment/) - Though creditors have a right to try and collect their money, they cannot harass you and must abide by specific rules in their communications.
- [Understanding Repossession](https://rulontburton.com/understanding-repossession/) - Lenders use collateral as a way to secure loans. If the debtor does not pay back the loan or falls behind in payments, the lender can legally take the collateral.
- [IRS Levies](https://rulontburton.com/irs-levies/) - A levy allows the IRS to collect property, wages, or money from your accounts to pay off your unpaid taxes.
- [Lawsuits and Bankruptcy](https://rulontburton.com/lawsuits-and-bankruptcy/) - Creditors can file a lawsuit to recover the debt owed to them, but filing bankruptcy can provide relief from these lawsuits and other collection efforts.
- [Bankruptcy Provides Automatic Stay](https://rulontburton.com/bankruptcy-provides-automatic-stay/) - Filing for bankruptcy provides relief from lawsuits, judgments, wage garnishments and repossession through a court order known as the automatic stay.
- [Divorce, Annulment and Separation](https://rulontburton.com/divorce-annulment-and-separation/) - Divorce, annulment, and separation affect a couple’s relationship and issues like property division and child custody, but each has different characteristics.
- [Changing Your Name](https://rulontburton.com/changing-your-name/) - One of the lesser known options of family law is the process of a name change. Learn more about the requirements for changing your name in Utah.
- [Types of Divorce Part 2](https://rulontburton.com/types-of-divorce-2/) - Each divorce is specific to the family’s situation. Types of divorce include fault, no-fault, contested, uncontested, and simplified.
- [Helping Children Cope With Divorce](https://rulontburton.com/helping-children-cope-with-divorce/) - Divorce can be difficult on everyone, especially children. Here are a few tips to helping children deal with divorce.
- [Considerations Before Bankruptcy](https://rulontburton.com/considerations-before-bankruptcy/) - Understanding what debts can and cannot be eliminated through bankruptcy can help you decide if bankruptcy is right for your situation.
- [Avoiding Bankruptcy](https://rulontburton.com/avoiding-bankruptcy/) - Bankruptcy offers relief from debt and other obligations, but both debt and bankruptcy can sometimes be avoided with wise budgeting and financial management.
- [Rebuilding Credit After Bankruptcy](https://rulontburton.com/rebuilding-credit-after-bankruptcy/) - After closing a bankruptcy, it is important to take steps to rebuild your credit so you are positioned to wisely handle your finances and make future purchases.
- [Co-Parenting After Divorce](https://rulontburton.com/co-parenting-after-divorce-2/) - After a divorce, both parents need to work together to help children. This includes communicating with the other parent and establishing consistent rules.
- [How an Attorney Can Help You With a Foreclosure](https://rulontburton.com/how-an-attorney-can-help-you-with-a-foreclosure/) - Going through a foreclosure can be a frightening process, particularly if it coincides with a personal bankruptcy. A good lawyer can help guide you through the process.
- [Dividing Assets in a Divorce](https://rulontburton.com/dividing-assets-in-a-divorce/) - Dividing assets is a necessary part of the divorce process. When both parties work together, the process can go much smoother. Here are some tips.
- [Steps to Take Before Bankruptcy](https://rulontburton.com/steps-to-take-before-bankruptcy/) - Before filing for bankruptcy, track your finances and speak with a bankruptcy attorney so you can be prepared to make wise decisions during the bankruptcy process.
- [Reaffirmation of Debts in Chapter 7 Bankruptcy](https://rulontburton.com/reaffirmation-of-debts-in-chapter-7-bankruptcy/) - When you file for Chapter 7 bankruptcy, you can choose to reaffirm debts on your house, car, or other personal property to keep those assets.
- [Life After Bankruptcy](https://rulontburton.com/life-after-bankruptcy/) - By having the right attitude, controlling your finances, and responsibly rebuilding your credit, you can get your life back on track after a bankruptcy.
- [Lien Stripping in a Chapter 13 Bankruptcy: Eliminating 2nd and 3rd Mortgages](https://rulontburton.com/lien-stripping-in-a-chapter-13-bankruptcy-eliminating-2nd-and-3rd-mortgages/) - Learn how 2nd and 3rd mortgages can be removed in the process of a Chapter 13 bankruptcy, leaving you with less debt and a firmer financial status.
- [Mediation vs. Litigation for Divorce](https://rulontburton.com/mediation-vs-litigation-divorce/) - Not all divorce cases have to go to court. Some can be solved with mediation instead. Learn the advantages and disadvantages of mediation and litigation.
- [Thriving After a Divorce](https://rulontburton.com/thriving-after-a-divorce/) - Taking some time to focus on feeling better and moving on will help you and your family thrive after a divorce. Here are some tips to help you move forward.
- [The Utah Divorce Process](https://rulontburton.com/the-utah-divorce-process/) - If you are considering divorce, it is important to understand the steps of the Utah divorce process and how a Utah divorce attorney can help.
- [Purchasing a Home After Bankruptcy](https://rulontburton.com/purchasing-a-home-after-bankruptcy/) - One of the biggest concerns for those who are facing bankruptcy is how long they will have to wait before they can qualify to buy a home after filing.
- [3 Common Chapter 7 Bankruptcy Myths](https://rulontburton.com/3-common-chapter-7-bankruptcy-myths/) - There are many myths out there concerning Chapter 7 bankruptcy. Here we've debunked three common myths so you can make an informed decision.
- [An Attorney's Role in Adoption](https://rulontburton.com/an-attorneys-role-in-adoption/) - If you're considering adoption, here are some things you should know about an attorney's role in the process.
- [What is an IRS Tax Levy?](https://rulontburton.com/what-is-an-irs-tax-levy/) - What is an IRS tax levy and how can you avoid it? Here are some tips to guide you through the process.
- [Facing Foreclosure? How a Short Sale Can Help](https://rulontburton.com/facing-foreclosure-how-a-short-sale-can-help/) - Are you facing foreclosure? Here are some reasons why you might want to consider a short sale.
- [Do You Need a Prenuptial Agreement?](https://rulontburton.com/do-you-need-a-prenuptial-agreement/) - Do you need a prenup? There are a few situations where getting a prenup is essential. Here are some tips to help you navigate the situation.
- [Credit Counseling Damages Credit](https://rulontburton.com/credit-counseling-damages-credit/) - While it may look like a good option, credit counseling usually only delays the inevitable, and can actually hurt your credit.
- [The Role and Responsibilities of a Bankruptcy Trustee](https://rulontburton.com/the-role-and-responsibilities-of-a-bankruptcy-trustee/) - The responsibilities of a bankruptcy trustee change depending on whether you file for chapter 7 or 13. Here's a basic breakdown of the role of a trustee.
- [Choosing the Right Bankruptcy Attorney](https://rulontburton.com/choosing-the-right-bankruptcy-attorney/) - Choosing the right bankruptcy attorney is an important decision. Here are some tips to help you narrow down your options.
- [Mind the Fine Print - Protecting Yourself From Credit Card Problems](https://rulontburton.com/mind-the-fine-print-protecting-yourself-from-credit-card-problems/) - In part one of this two-part series, we'll discuss the dangers on not reading the fine print when applying for a credit card.
- [Mind the Fine Print - Staying Up-to-Date on Terms and Conditions](https://rulontburton.com/mind-the-fine-print-staying-up-to-date-on-terms-and-conditions/) - Here are some tips to keep in mind when applying for a credit card. Don't let the fine print fool you!
- [Avoiding Bankruptcy Through Money Management](https://rulontburton.com/avoiding-bankruptcy-through-money-management/) - Bankruptcy can be a viable option, but it doesn't have to be your first choice. Here are some tips to help you manage money and avoid bankruptcy.
- [Tax Returns and Bankruptcy - What You Need to Know](https://rulontburton.com/tax-returns-and-bankruptcy-what-you-need-to-know/) - Have you filed for bankruptcy in the past year? Here's what you need to know during tax season.
- [Amicus Briefs - What are They?](https://rulontburton.com/amicus-briefs-what-are-they/) - A brief overview of amicus briefs and what you should know about them.
- [Alternatives to Bankruptcy](https://rulontburton.com/alternatives-to-bankruptcy/) - Bankruptcy doesn't have to be your only option. Here are some tips to help you avoid bankruptcy.
- [A Brief Look at the History of Bankruptcy](https://rulontburton.com/a-brief-look-at-the-history-of-bankruptcy/) - Do you know where the term "bankruptcy" comes from? And what it has to do with benches? Find out here!
- [Tips for Choosing a Bankruptcy Attorney](https://rulontburton.com/tips-for-choosing-a-bankruptcy-attorney/) - Choosing a bankruptcy attorney is an important decision. Here are some tips to help you find what's right for you.
- [Discussing Bankruptcy with Your Kids at Any Age](https://rulontburton.com/discussing-bankruptcy-with-your-kids-at-any-age/) - Bankruptcy can be a difficult topic to discuss with your children, especially when they will be affected personally. Here are some tips on how to approach the subject based upon the age of your child.
- [Five Famous People You Probably Didn’t Know Faced Bankruptcy](https://rulontburton.com/five-famous-people-you-probably-didnt-know-faced-bankruptcy/) - Bankruptcy is a big deal, and the idea is more than a little intimidating. When people are facing bankruptcy, they may feel that they have failed; that it is something from which they can never recover. While bankruptcy will change your life and financial situation for a long time to come, there are some things
- [Preparing for Your First Visit with a Bankruptcy Attorney](https://rulontburton.com/preparing-for-your-first-visit-with-a-bankruptcy-attorney/) - Here's what you need to know about preparing for your first meeting with a bankruptcy attorney.
- [What is Chapter 11 Bankruptcy?](https://rulontburton.com/what-is-chapter-11-bankruptcy/) - Here's what you need to know about Chapter 11 bankruptcies.
- [Eight Myths about Bankruptcy in Utah](https://rulontburton.com/eight-myths-about-bankruptcy-in-utah/) - Here are some common myths about bankruptcy floating around Utah. Get the facts on Utah bankruptcy.
- [Six Tips for Bouncing Back from Bankruptcy](https://rulontburton.com/six-tips-for-bouncing-back-from-bankruptcy/) - You can bounce back after bankruptcy. Here are some helpful tips.
- [How to Create a Family Budget that Actually Works](https://rulontburton.com/how-to-create-a-family-budget-that-actually-works/) - Your family needs a budget. Here's how to create one that works.
- [Eight Ways to Cut Your Monthly Expenses](https://rulontburton.com/eight-ways-to-cut-your-monthly-expenses/) - Check out these great ways to cut down your monthly expenses.
- [How to Support a Friend through Bankruptcy](https://rulontburton.com/how-to-support-a-friend-through-bankruptcy/) - Do you have a friend or family member going through chapter 7 or chapter 13 bankruptcy? Here is how you can be supportive in the right ways.
- [Successful Companies that Have Declared Bankruptcy and Lived to Tell](https://rulontburton.com/successful-companies-that-have-declared-bankruptcy-and-lived-to-tell/) - Here's what we can learn from a few well known companies who declared bankruptcy.
- [6 Budget Holiday Shopping Tips](https://rulontburton.com/6-budget-holiday-shopping-tips/) - Follow these tips to stay financially healthy this holiday season.
- [Surviving the Holidays in the Midst of Bankruptcy](https://rulontburton.com/surviving-the-holidays-in-the-midst-of-bankruptcy/) - If you are going through bankruptcy during the holidays, take a look at these helpful tips.
- [8 Major Companies that Filed for Bankruptcy in 2014](https://rulontburton.com/8-major-companies-that-filed-for-bankruptcy-in-2014/) - Check out our list of major companies that filed for bankruptcy last year.
- [Startling Bankruptcy Statistics](https://rulontburton.com/startling-bankruptcy-statistics/) - Check out these bankruptcy statistics. They may very well surprise you.
- [Unexpected Back-To-School Expenses](https://rulontburton.com/unexpected-back-to-school-expenses/) - Learn about the most commonly overlooked back-to-school expenses.
- [5 Options to Consider Before Bankruptcy](https://rulontburton.com/5-options-to-consider-before-bankruptcy/) - Bankruptcy is not the only option. Find out about five other options here.
- [7 Expensive Habits You Need to Break](https://rulontburton.com/7-expensive-habits-you-need-to-break/) - If you feel like your bank account is always empty, even if you are trying to stick to a budget, find out if you are guilty of these 7 expensive habits.
- [Filing for Bankruptcy as a Small Business Owner](https://rulontburton.com/filing-for-bankruptcy-as-a-small-business-owner/) - One of the biggest complications of filing bankruptcies arises when a small business is concerned. Here are some basics to help you determine your best course...
- [Medical Debt is the Most Common Cause of Bankruptcy](https://rulontburton.com/medical-debt-is-the-most-common-cause-of-bankruptcy/) - Did you know that the most common cause of bankruptcy in the United States is medical debts? In fact, 62% of bankruptcies are precipitated by medical debt.
- [Understanding How to Get a Mortgage After Bankruptcy](https://rulontburton.com/understanding-how-to-get-a-mortgage-after-bankruptcy/) - Getting a home or a mortgage after bankruptcy can be challenging, but it is not impossible. Understand the steps of getting a mortgage post-bankruptcy, here!
- [Eligibility for Chapter 13](https://rulontburton.com/eligibility-for-chapter-13/) - Not everyone qualifies for Chapter 13 bankruptcy, but those who do must meet strict standards.
- [How an Attitude of Gratitude Can Help You Stay on Budget](https://rulontburton.com/how-an-attitude-of-gratitude-can-help-you-stay-on-budget/) - Being grateful will help you achieve your financial goals.
- [Role of a Bankruptcy Judge](https://rulontburton.com/role-of-a-bankruptcy-judge/) - Understand the role of the judge in your bankruptcy.
- [Glossary of Common Bankruptcy Words and Terms](https://rulontburton.com/glossary-of-common-bankruptcy-words-and-terms/) - Learn the language of bankruptcy here.
- [10 Signs You’re Heading for Financial Ruin and 5 Tips to Get Back on Course](https://rulontburton.com/10-signs-youre-heading-for-financial-ruin-and-5-tips-to-get-back-on-course/) - If these warning signs describe your situation, you might be in financial trouble. Check out our helpful hints to get back on course.
- [Need Help for Medical Bankruptcy? Turn to the Experts](https://rulontburton.com/need-help-for-medical-bankruptcy-turn-to-the-experts/) - Find out why it's important to seek professional help when dealing with medical bankruptcy. Get advice and support from the experts at Rulon T Burton.
- [The 3 Biggest Mistakes People Make When Filing for Bankruptcy](https://rulontburton.com/the-3-biggest-mistakes-people-make-when-filing-for-bankruptcy/) - Are you considering filing for bankruptcy? Read on to learn the three biggest mistakes people make when filing and how you can avoid them.
- [Types of Restraining Orders and How to Obtain One](https://rulontburton.com/types-of-restraining-orders-and-how-to-obtain-one/) - If you or someone you know is in need of a restraining order, it's important to understand the different types available and how to get one.
- [What to Expect at Bankruptcy Court](https://rulontburton.com/what-to-expect-at-bankruptcy-court/) - A bankruptcy hearing can sound like an intimidating appointment. However, with assistance from Utah’s bankruptcy experts at Rulon T. Burton, you don’t have to face court unprepared. The meeting of creditors is often called a bankruptcy hearing, and it is normally held in an office building near the court. This meeting may take place in
- [Maintaining a Healthy Financial Record](https://rulontburton.com/maintaining-a-healthy-financial-record/) - We live in a time when an individual’s financial history carries a great deal of weight. Here are some general tips on how to stay financially healthy.
- [The Biggest Bankruptcy Myths](https://rulontburton.com/the-biggest-bankruptcy-myths/) - Bankruptcy can certainly be a hard pill to swallow, but a lot of that is due to misinformation. Here are some common bankruptcy myths you should ignore.
- [The Latter-half Wrap-Up: Predictions for the End of the Year](https://rulontburton.com/the-latter-half-wrap-up-predictions-for-the-end-of-the-year/) - To a bankruptcy lawyer, the past provides valuable information for the future. Here are some mid-year insights from your trusted bankruptcy experts.
- [Foreclosure and Repossession: What to Know](https://rulontburton.com/foreclosure-and-repossession-what-to-know/) - When individuals face large debts that they can’t repay, chapter 7 and chapter 13 bankruptcy are options to consider. But there are some first steps to take.
- [Bankruptcy and Saving Your 401(k)](https://rulontburton.com/bankruptcy-and-saving-your-401k/) - Dispelling the Stigma of Bankruptcy There may be times in your life when you might consider bankruptcy. Unfortunately, money troubles can happen to anyone at any stage of life, and the statistics back that up. In a 25 year period, from 1991-2016, percentages rose in the number of people filing bankruptcy between the ages of
- [The History of Bankruptcy in the US](https://rulontburton.com/the-history-of-bankruptcy-in-the-us/) - Bankruptcy in the U.S., particularly chapter 7 bankruptcy and chapter 13 bankruptcy, has a long history. Here are some additional insights from your team at Rulon T Buron & Associates.
- [Bankruptcy Basics: What to Know](https://rulontburton.com/bankruptcy-basics-what-to-know/) - The word bankruptcy is one that inspires strong sentiments yet is not often well understood. Here are some of the basics of bankruptcy.
- [Divorce and Children](https://rulontburton.com/divorce-and-children/) - Divorce is a complicated matter in and of itself, but how is this situation going to affect your children? Learn more with Rulon T Burton.
- [What Can a Bankruptcy Lawyer Do for You?](https://rulontburton.com/what-can-a-bankruptcy-lawyer-do-for-you/) - Navigating the world of bankruptcy can be confusing. Having an advocate can make a difference. When considering bankruptcy, let Rulon T Burton advocate for you.
- [Should You Face Foreclosure or Declare Bankruptcy?](https://rulontburton.com/should-you-face-foreclosure-or-declare-bankruptcy/) - When you're facing foreclosure it can be a challenge to know what next step to take. Should you face foreclosure or declare bankruptcy? Our attorneys can help.
- [Is Chapter 7 Right for You?](https://rulontburton.com/is-chapter-7-right-for-you/) - Filing for bankruptcy is a large undertaking that can't be taken lightly. But how do you know if Chapter 7 is right for you? Find out here.
- [Steps to Take When Preparing to File for Bankruptcy](https://rulontburton.com/steps-to-take-when-preparing-to-file-for-bankruptcy/) - Following these useful steps when you are preparing to file for bankruptcy can make the process a lot less stressful. Learn more at Rulon T Burton in Utah.
- [How to Stop Creditor Harassment](https://rulontburton.com/how-to-stop-creditor-harassment/) - Creditor harassment disrupts many people's lives, and it isn't always conducive to getting things paid off quicker. Here are ways to stop creditor harassment.
- [How to Divide Assets During a Divorce](https://rulontburton.com/how-to-divide-assets-during-a-divorce/) - Figuring out which party gets what assets is a stressful part of a divorce. Here are some tips that can help both parties determine what is a fair agreement.
- [Finding Your Fresh Start with Rulon T Burton](https://rulontburton.com/finding-your-fresh-start-with-rulon-t-burton/) - Who do you turn to when creditors keep calling and personal debt becomes overwhelming? The attorneys at Rulon T Burton are here to help.
- [Tips to Help Restore Your Credit After Bankruptcy](https://rulontburton.com/tips-to-help-restore-your-credit-after-bankruptcy/) - Restoring your credit after bankruptcy is no walk in the park. These tips can potentially help you get back on the right track and find financial stability.
- [How to Help Your College-Bound Child with Budgeting](https://rulontburton.com/how-to-help-your-college-bound-child-with-budgeting/) - Talking to your college-bound child about budgeting can help them be better prepared for life on their own. Here are some tips for helping them learn to budget.
- [All About Credit Counseling](https://rulontburton.com/all-about-credit-counseling/) - Credit counseling can help people manage their credit score, whether that is recovering their credit from a bad situation or continually growing it over time.
- [Impactful Ways to Save for Your Child's Tuition](https://rulontburton.com/impactful-ways-to-save-for-your-childs-tuition/) - Saving for your child's tuition can help you both avoid financial hardship in the future. Here are some impactful methods of saving for college tuition now.
- [Why You Should Never Hide Assets During Bankruptcy](https://rulontburton.com/why-you-should-never-hide-assets-during-bankruptcy/) - Did you know that eight out of ten Americans is in debt? That’s hundreds of millions of people across the country who owe their money to somebody else. And
- [How to Heal Your Credit after Bankruptcy](https://rulontburton.com/how-to-heal-your-credit-after-bankruptcy/) - Bankruptcy obviously hurts your credit, but there are steps you can take to heal your credit before the bankruptcy is taken off of your credit score. Learn more!
- [Tips for Living Large on a Small Budget](https://rulontburton.com/tips-for-living-large-on-a-small-budget/) - All too often, people think of budgeting as a form of self-torture. It's not. You can still live large on a small budget. This blog will teach you how.
- [The Fortunate Truth About Bankruptcy](https://rulontburton.com/the-fortunate-truth-about-bankruptcy/) - People have a lot of misconceptions about bankruptcy. This post will shed some light on the fortunate truth about bankruptcy and how it can help you.
- [5 Steps to Making a Budget](https://rulontburton.com/5-steps-to-making-a-budget/) - Making a budget is simple to do and will help you effectively manage your finances. Here are 5 easy steps to making a budget that will help you get started!
- [4 Ways a Bankruptcy Lawyer Can Help You](https://rulontburton.com/4-ways-a-bankruptcy-lawyer-can-help-you/) - A bankruptcy lawyer does more than file. He or she can help you understand the process, determine what's right for you, negotiate a fair settlement, and stop collection calls.
- [3 Reasons to Hire a Divorce Lawyer](https://rulontburton.com/3-reasons-to-hire-a-divorce-lawyer/) - Divorce is hard; there’s just no way around it. However, there is one thing that you can do to make it better: enlist the help of a divorce attorney. There are many good reasons that you could use a divorce attorney on your side.
- [How a Bankruptcy Lawyer Can Give You Immediate Relief](https://rulontburton.com/how-a-bankruptcy-lawyer-can-give-you-immediate-relief/) - Filing for bankruptcy can be a very stressful decision. You can rest assured, though, that taking the leap towards financial freedom will give you the relief that you are seeking. You probably know that the bankruptcy process can take a considerable amount of time before it is finalized.
- [Save Money on Eating Out](https://rulontburton.com/save-money-on-eating-out/) - When budgeting, your "eating out" expenses are the first thing that you should examine. People spend an average of 40% of their food budget on restaurants...
- [Paying for College](https://rulontburton.com/paying-for-college/) - Student debt is a major problem in the United States, but you can limit your own personal debt by thinking outside the box...
- [5 Tips for Handling Medical Debt](https://rulontburton.com/5-tips-for-handling-medical-debt/) - Medical debt is one of the most common causes of bankruptcy, even with insurance. Guard yourself from danger with these tips.
- [Money Management Tips for Couples](https://rulontburton.com/money-management-tips-for-couples/) - One of the most common reasons that we see for bankruptcy and unmanageable debt is a disconnect between married couples or partners...
- [The Stress of Divorce](https://rulontburton.com/the-stress-of-divorce/) - If you’re going through a divorce, then you don’t need us to tell you that it’s one of the most stressful things that someone can undergo...
- [4 Ways to Help Your Kids Save Money](https://rulontburton.com/4-ways-help-kids-save-money/) - Want to teach your child better financial responsibility? Here are four creative ways to help them save money, as recommended by parenting experts.
- [What Happens While I Cannot Work?](https://rulontburton.com/what-happens-workers-comp/) - Wondering what will happen while you cannot work due to injury or disability? Here is a brief look at how workers' comp, disability, and related benefits work.
- [Senior Citizens and Bankruptcy Risk](https://rulontburton.com/seniors-bankruptcy-risk/) - Here is an in-depth look at the unique factors that put seniors at increasingly high risk for bankruptcy.
- [When Is It Time to File for Bankruptcy?](https://rulontburton.com/when-file-bankruptcy/) - Are you trying to assess your finances and determine whether it is time to file for bankruptcy? Here are some signs that it may be advantageous to file.
- [“Skill Swapping” to Save Money](https://rulontburton.com/skill-swapping-save-money/) - Learn about how you can use your own hobbies, skills, and expertise to save money and trim expenses from your budget.
- [Track Your Spending](https://rulontburton.com/track-your-spending/) - Budgeting is a bigger challenge than it seems like it should be. That’s why it’s essential to start by tracking your expenses.
- [Tips For a Debt Free LIfe](https://rulontburton.com/tips-for-a-debt-free-life/) - Learn how you can learn a debt free life.
- [Bankruptcy is Not Failure](https://rulontburton.com/bankruptcy-is-not-failure/) - When someone files for bankruptcy, it doesn't mean that they have failed. Find out why bankruptcy actually takes a lot of bravery.
- [5 Bankruptcy Myths Debunked](https://rulontburton.com/5-bankruptcy-myths-debunked/) - Learn the truth behind some common bankruptcy myths.
- [Debts That Can't Be Forgiven Through Bankruptcy](https://rulontburton.com/debts-that-cant-be-forgiven-through-bankruptcy/) - Find out what debts are nondischargable in most bankruptcy cases.
- [How to Get Rid of A Payday Loan](https://rulontburton.com/how-to-get-rid-of-a-payday-loan/) - Payday loans are quick and easy, but can quickly trap you in a cycle of borrowing. Learn some tips and tricks to get rid of your payday loans.
- [3 Key Reasons to Avoid Payday Loans](https://rulontburton.com/avoid-payday-loans/) - From the outside, payday loans sound like a pretty good deal. Find out why you should avoid them at all costs.
- [Save Money When Traveling](https://rulontburton.com/save-money-when-traveling/) - Traveling doesn't need to cost a lot of money. Find out how to save money while on vacation.
- [Enjoying Summer On A Budget](https://rulontburton.com/enjoying-summer-on-a-budget/) - Just because you’re on a budget doesn’t mean that your summer has to be lame. Read on for activities that you can do for almost free.
- [6 Unknown Tax Deductions](https://rulontburton.com/6-unknown-tax-deductions-2/) - Tax Day is quickly approaching, and to help you out, here are six tax deductions that most people forget about.
- [Ways to Save Money This Spring](https://rulontburton.com/ways-to-save-money-this-spring-2/) - As you are doing your spring cleaning, use these tips to help you save a few dollars.
- [Finances for Emergencies](https://rulontburton.com/finances-for-emergencies/) - It is important to have an emergency fund just in case but just how much should you have saved? Find out here.
- [Spring Cleaning For Your Finances](https://rulontburton.com/spring-cleaning-for-your-finances/) - Warm spring weather normally brings about spring cleaning. While you are thinking about how you are going to clean your home, consider doing a little bit of spring cleaning for your finances as well. Read on for five areas of focus for your financial life cleanup. Banking Start by cleaning up your bank accounts. Consolidate
- [Understanding Custody](https://rulontburton.com/2407/) - Divorce is an unfortunate event for anyone. It is messy, frustrating, and most often requires a lawyer. Once you add children to the mix, it becomes even worse. Determining custody is a fierce battle, and it rips families further apart. Courts have a tough time trying to decide who will receive custody. They try to
- [Putting Your Life Back Together After Bankruptcy](https://rulontburton.com/putting-your-life-back-together-after-bankruptcy/) - Learn how to put your life back together after bankruptcy.
- [Creative Ways to Cut Expenses](https://rulontburton.com/creative-ways-to-cut-expenses/) - If you feel like you've already tried everything - learn a few more ways to cut expenses.
- [Valentine's Day on a Budget](https://rulontburton.com/valentines-day-on-a-budget/) - Learn how to have a romantic Valentine's Day on a budget.
- [Budget Friendly Foods](https://rulontburton.com/budget-friendly-foods/) - Learn about some budget-friendly foods to put on the table this winter.
- [Recover Financially From the Holidays](https://rulontburton.com/recover-financially-from-the-holidays/) - Learn tips and tricks to help you recover from your holiday spending.
- [How to Make a Successful Resolution](https://rulontburton.com/how-to-make-a-successful-resolution/) - Did you know that only 8% of people achieve their resolutions? For the most part, that is because they set unrealistic and impractical resolutions and don’t create a plan to help them achieve their goals. Read on for ten tips to help you make and keep your financial resolutions this year. Want
- [Tips for Keeping Your Financial New Year’s Resolutions](https://rulontburton.com/tips-for-keeping-your-financial-new-years-resolutions/) - Learn about how you can better keep your financial resolutions in the new year.
- [Navigating the Holidays after Divorce](https://rulontburton.com/navigating-the-holidays-after-divorce/) - Learn about how to have a merry holiday season, even as you are navigating the months following a divorce.
- [8 Steps to Saving Money on Gifts this Holiday Season](https://rulontburton.com/8-steps-to-saving-money-on-gifts-this-holiday-season/) - Wondering how you can stick to your budget this holiday season? Here are 8 essential money saving tips to keep in mind as you begin your holiday shopping. Draw names. Many larger families draw names so that not everyone has to get a gift for every person. Even if you aren’t part of a larger
- [Minimizing Your Car Maintenance Costs](https://rulontburton.com/minimizing-your-car-maintenance-costs/) - Learn about some key money-saving car maintenance tips.
- [Bankruptcy With The Stars](https://rulontburton.com/bankruptcy-with-the-stars/) - Celebrities are no exception when it comes to filling for bankruptcy.
- [Discussing a Tight Budget with Others](https://rulontburton.com/discussing-a-tight-budget-with-others/) - Here are some tips to discussing a tight budget with friends and family members.
- [Uncontested vs. Contested Divorce](https://rulontburton.com/uncontested-vs-contested-divorce/) - Learn about the difference between contested and uncontested divorce.
- [Hosting a Summer Party on a Budget](https://rulontburton.com/hosting-a-summer-party-on-a-budget/) - Learn about how you can save money when hosting your next major summer party.
- [Restraining Orders: Common Questions Answered](https://rulontburton.com/restraining-orders-common-questions-answered/) - Learn about what a restraining order does and why you might need a restraining order.
- [Tips for Establishing an Emergency Fund](https://rulontburton.com/tips-for-establishing-an-emergency-fund/) - Learn about why you need an emergency fund and how you can get one started.
- [Cutting Expenses during the Summer](https://rulontburton.com/cutting-expenses-during-the-summer/) - Here are some easy ways to trim your budget during the summer months.
- [Can Shopping Be an Addiction?](https://rulontburton.com/can-shopping-be-addiction/) - Learn about how shopping can be addiction and how to get spending habits under control.
- [Planning Summer Travel on a Budget](https://rulontburton.com/planning-summer-travel-budget/) - Here is a list of tips to help you plan your summer travel on a budget.
- [A Survival Guide to Handling the First Valentine’s Day After Divorce](https://rulontburton.com/a-survival-guide-to-handling-the-first-valentines-day-after-divorce/) - You're recently divorced and Valentine's Day is coming up. Don't fret, just follow these tips.
- [14 Budget Ways to Say I Love You Without Looking Cheap](https://rulontburton.com/14-budget-ways-to-say-i-love-you-without-looking-cheap/) - Ideas for an affordable gift for your significant other for Valentine's Day.
- [Could Your Spouse Be Hiding Debt From You?](https://rulontburton.com/could-spouse-be-hiding-debt/) - Learn about the signs that might indicate that your spouse is hiding debt from you.
- [The Role that Social Media Can Play during Divorce](https://rulontburton.com/role-social-media-divorce/) - Read a quick synopsis of how social media can affect your divorce proceedings.
- [Tips for Renovating Your Home on a Budget](https://rulontburton.com/tips-for-renovating-your-home-on-a-budget/) - If you're looking to revamp your home this spring, you'll want to read up on these money-saving home renovation tips.
- [Top Reasons for Bankruptcy](https://rulontburton.com/top-reasons-for-bankruptcy/) - 1.5 million people file bankruptcy annually in the United States. Studies have recently been performed to uncover the primary reasons why people end up filing for bankruptcy. The most common reason for filing bankruptcy is medical expense. Medical costs are exceptionally high in our nation, and, as a result, many individuals are carrying tens of
- [Overview: Types of Bankrupcty](https://rulontburton.com/overview-types-of-bankrupcty/) - Each state has its own slight variations in the steps of filing bankruptcy. But in regards to terminology and process, bankruptcy throughout the nation is basically the same. The debtor owes money to a creditor or creditors, in both secured (home or auto) and unsecured (credit card) debt. There are four chapters of bankruptcy. Chapter
- [Riverton Man Sues Wife’s Lover](https://rulontburton.com/riverton-man-sues-wifes-lover/) - A marriage of nearly 17 years, and two children ages 16 and 14, weren’t enough to deter a woman from having an affair with a secret lover. But once her husband found out, he decided to take legal action. The Riverton man claims that the defendant, his wife’s illicit lover, did willfully and with intent
- [U.S. Bankruptcy History Part 3](https://rulontburton.com/u-s-bankruptcy-history-part-3/) - During the 1980s and 1990s, bankruptcy became a relatively common practice among individuals and businesses. Courts were flooded with bankruptcy cases and it became apparent that the bankruptcy was all too often being used as an easy way out. Many very large companies declared bankruptcy including Greyhound, Continental Airlines, and Pan Am. For the most
- [U.S. Bankruptcy History Part 2](https://rulontburton.com/u-s-bankruptcy-history-part-2/) - In 1938, the Chandler Act added significant applications for businesses facing financial ruin. In the same year, Congress enacted Section 60e of the Bankruptcy Act, to give customers of businesses, rather than creditors, the first priority in claims over the insolvent business. When in 1969 through 1970, brokerage houses began abusing the bankruptcy laws and
- [General History of Bankruptcy](https://rulontburton.com/general-history-of-bankruptcy/) - Bankruptcy, like many words, stems from the ancient Latin vocabulary. The word “bancus” meant bench and “ruptus” meant broken. In old Italy, bankers operated in public markets or fairs, on a bench. This is where they exchanged monies and had dealings with the public. If one of these bankers became insolvent and was no longer

## Pages

- [Home New](https://rulontburton.com/) - Rulon T. Burton, experienced Bankruptcy Attorney in Utah. Get expert legal guidance for debt relief, Chapter 7, and Chapter 13. Contact us for a consultation
- [Our Paralegals](https://rulontburton.com/about-us/our-paralegals/) - Meet the dedicated paralegals at Rulon T. Burton & Assoc. Our Utah team provides the compassionate, expert support you need to navigate your legal journey.
- [About Us](https://rulontburton.com/about-us/) - Learn about Rulon T. Burton, an experienced Utah bankruptcy lawyer dedicated to helping clients find debt relief and a fresh financial start.
- [Tax Debts](https://rulontburton.com/bankruptcy-resources/tax-debts/) - Struggling with overwhelming tax debt in Utah? Learn how bankruptcy can offer tax debt relief and a fresh financial start. Contact Rulon T. Burton today.
- [Nondischargeable Debts](https://rulontburton.com/bankruptcy-resources/nondischargeable-debts/) - Understand the nuances of nondischargeable debts in Utah with our experienced bankruptcy attorneys. Explore Utah bankruptcy laws. Make a consultation now!
- [Garnishments](https://rulontburton.com/bankruptcy-resources/garnishments/) - Is wage garnishment threatening your finances? Rulont Burton Law helps Utah residents stop garnishments and find debt relief through bankruptcy. Contact us
- [Lawsuits](https://rulontburton.com/bankruptcy-resources/lawsuits/) - Facing a creditor lawsuit in Utah? Rulon T. Burton helps protect your rights, stop aggressive collections, and explore bankruptcy debt relief options.
- [Loan Modifications](https://rulontburton.com/bankruptcy-resources/loan-modifications/) - Understand your rights under Utah Loan Modifications. Rulon T. Burton can help you reduce monthly payments, stop foreclosure, and protect your home.
- [Repossessions](https://rulontburton.com/bankruptcy-resources/repossessions/) - Understand your rights under Utah repossession laws. Rulon T. Burton provides expert legal guidance on stopping repossession and exploring bankruptcy options.
- [Harassment](https://rulontburton.com/bankruptcy-resources/harassment/) - Get harassment relief through bankruptcy with Rulon T Burton's Legal Expertise. Protect yourself from debt collection harassment and find peace of mind.
- [Foreclosure](https://rulontburton.com/bankruptcy-resources/foreclosure/) - Rulon T. Burton Law Firm offers experienced foreclosure attorneys who can guide you through the process and protect your rights. Contact us today!
- [Debtor Requirements](https://rulontburton.com/bankruptcy-resources/debtor-requirements/) - Learn the debtor requirements for filing bankruptcy in Utah. Rulon T. Burton provides legal guidance, including credit counseling and bankruptcy options.
- [Contact Us](https://rulontburton.com/contact-us/) - Contact Rulon T. Burton & Associates for expert legal help with Utah bankruptcy. You can reach us at 801-288-0202. We serve Salt Lake, Davis & Utah.
- [Testimonials](https://rulontburton.com/testimonials/) - See why clients call Rulon T. Burton the best bankruptcy lawyer. Read our testimonials to hear their stories of financial freedom.
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- [Bankruptcy Resources](https://rulontburton.com/bankruptcy-resources/) - Explore bankruptcy resources, debt relief guides, and legal information to help you understand your options and make informed financial decisions. Call us!
- [Chapter 13 Bankruptcy](https://rulontburton.com/chapter13/) - Get expert legal help with Chapter 13 bankruptcy from Rulon T Burton, a leading Utah bankruptcy attorney. Navigate your financial future confidently.
- [Bankruptcy Services](https://rulontburton.com/bankruptcy-services/) - Struggling with debt? Our Utah bankruptcy attorneys specialize in Chapter 7 and 13 filings to protect your home and assets. Schedule your consultation today.
- [Build Savings](https://rulontburton.com/build-savings/) - Learn tips and tricks to help you build savings quickly and effectively. It may seem hard to save money at times, but it's imperative to do so.
- [Bankruptcy History in the U.S.](https://rulontburton.com/bankruptcy-history/) - Bankruptcy laws have an interesting history. Read about the development of these laws from 1800-2005.
- [Knowledge Center](https://rulontburton.com/knowledge-center/) - Information about Utah bankruptcy and family law, including history and prevention with Rulon T Burton & Associates.
- [Bankruptcy Glossary](https://rulontburton.com/glossary/) - Rulon T Burton & Assoc. wants to help you understand bankruptcy and financial legal matters. Stop by here for a glossary of bankruptcy terms and information.
- [Utah Bankruptcy Law](https://rulontburton.com/practice-areas/utah-bankruptcy-law/) - Rulon T Burton: Expert bankruptcy attorneys in Murray. We specialize in debt relief, filing for bankruptcy, and foreclosure prevention. Contact us today!
- [Scott T. Blotter, Attorney](https://rulontburton.com/about-us/scott-t-blotter/) - Meet Scott T. Blotter, an experienced bankruptcy attorney in Utah. Learn about his dedication to helping clients achieve financial freedom and stability.
- [Legal Practice Areas](https://rulontburton.com/practice-areas/) - Find legal help in Utah with Rulon T Burton's team, expert in bankruptcy, family finance, and workers' comp. Overcome financial challenges with expert advice.
- [Utah Bankruptcy Statistics](https://rulontburton.com/utah-bankruptcy-statistics/) - Learn comparisons of bankruptcy data around the United States. See statistics for Utah and the whole Country.
- [Chapter 11 Bankruptcy](https://rulontburton.com/chapter11/) - Looking for Chapter 11 bankruptcy help in Utah? Get top advice from Rulon T. Burton & Associates. Approach your financial recovery with confidence & expertise.
- [Chapter 12 Bankruptcy](https://rulontburton.com/chapter12/) - Chapter 12 was set up to help farmers and their families by setting up specific bankruptcy laws designed with farming operations in mind. Learn more here.
- [Bankruptcy History & Statistics](https://rulontburton.com/bankruptcy-history-statistics/) - Here is more info to help you understand bankruptcy, including: history, data & stats. Come Learn how Rulon T Burton, Utah's expert financial legals can help.
- [Bankruptcy Categories](https://rulontburton.com/bankruptcy-categories/) - Need info about bankruptcy? Rulon T Burton is a firm of Utah bankruptcy legal experts. Stop here for resources we've complied on bankruptcy topics & history.
- [Preventive Steps to Avoid Bankruptcy](https://rulontburton.com/preventive-steps-to-avoid-bankruptcy/) - Take steps to prevent bankruptcy. Rulon T. Burton would like to help you avoid bankruptcy and can help you navigate the legal aspect, should it be necessary.
- [Bankruptcy Packet](https://rulontburton.com/bankruptcy-packet/) - Download the Rulon T. Burton bankruptcy packet to begin the process of filing bankruptcy. Get the professional guidance you need for a successful debt-relief.
- [Jeffrey Mortimer, Pro Bono Work](https://rulontburton.com/about-us/jeffrey-mortimer-attorney/) - J.P. Mortimer worked as a bankruptcy attorney for nearly 30 years. Every year, we do pro bono work for individuals in Jeff’s name and honor!
- [Chapter 7 Bankruptcy](https://rulontburton.com/chapter-7-bankruptcy/) - Seeking a Chapter 7 lawyer in Utah? Rulon T. Burton offers expert guidance as your dedicated Chapter 7 bankruptcy lawyer in Utah for debt relief. Contact us!
- [Bankruptcy FAQs](https://rulontburton.com/bankruptcy-services/bankruptcy-faqs/) - Expert answers to your bankruptcy questions with Rulon T Burton, bankruptcy attorneys in Utah. Read our FAQs to learn how to restore your financial stability.
- [Justin O. Burton, Managing Attorney](https://rulontburton.com/about-us/justin-o-burton/) - Meet Justin Burton, an experienced bankruptcy attorney in Utah. Learn about his background, expertise, and commitment to helping clients navigate debt relief.
- [What to Expect after Bankruptcy](https://rulontburton.com/practice-areas/utah-bankruptcy-law/what-to-expect-after-bankruptcy/) - Bankruptcy is meant to help you. Read here for tips & information on life after bankruptcy. Let the Utah Bankruptcy Attorneys help you start over again.
- [Filing for Bankruptcy More Than Once](https://rulontburton.com/practice-areas/utah-bankruptcy-law/filing-bankruptcy-more-than-once/) - Need to file for bankruptcy after having already filed for bankruptcy previously? Here is a brief look at how long you should wait before filing.
- [Saving Your 401k Through Bankruptcy](https://rulontburton.com/practice-areas/utah-bankruptcy-law/saving-your-401k-through-bankruptcy/) - Read more here to learn how you can save your 401k even if you are looking at filing for bankruptcy. Call the Utah Bankruptcy Attorneys today!

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