Wage Garnishment
Picture this: You’ve been burning the midnight oil, putting in extra hours at work, and eagerly anticipating that hefty paycheck. But when you finally open that envelope, your heart sinks. It’s significantly smaller than usual. You scan the deductions and see the dreaded word: “Garnishment.”
The Crushing Reality of Garnishment
After a creditor wins a judgment against you, they have the power to seize a portion of your paycheck or drain your bank account. This is called garnishment. In Utah, a creditor can legally take up to 25% of your take-home pay or the entire balance of your checking and savings accounts.
It’s a devastating blow to see your hard-earned money vanish without your consent. Bounced checks, unpaid bills, and mounting stress can quickly spiral out of control.
Take Back Control of Your Finances
Don’t let wage garnishment derail your life. We can help you explore your options and understand how bankruptcy can provide the relief you desperately need.
Call to action: Ready to break free from the chains of garnishment? Contact us today at 801-305-3702 for a free consultation. Let us show you how bankruptcy can put an end to wage garnishment and help you regain control of your financial future.
Remember: You have rights, and you don’t have to face this alone. Let us help you navigate the complexities of bankruptcy and find the path to a brighter financial future.
Bankruptcy: Your Shield Against Garnishment
But there’s hope. Filing for Chapter 7 or Chapter 13 bankruptcy can immediately stop wage garnishment and other collection actions. The moment you file, an “automatic stay” goes into effect, creating a legal barrier between you and your creditors. This powerful protection prevents them from taking any further action to collect their debts, including garnishing your wages.